Category Archives: Product Development

An alternative to rural microfinance – complementary currency

Posted on June 10, 2011 by Admin

I’ve been reading Bernard Lietaer’s amazing book “The Future of Money” which has opened my eyes to some very interesting alternative ways to look at the economy.  I’ve been interested in alternative currencies for some time, but he makes a … Continue reading →

Posted in Currencies, Economics, Microfinance, Product Development | View Comments

Lets see currency experimentation

Posted on February 20, 2011 by Admin

We take it for granted that the pounds and dollars we spend are the only types of currency. But why is this the case? Why should governments maintain a monopoly on creating currencies? Alternative currencies have been around for a … Continue reading →

Posted in Economics, Entrepreneurship, Product Development | View Comments

Payment as communication

Posted on February 18, 2011 by Admin

Interesting video where Jack Dorsey explains his view of how payment is really about communication. I think this is an exciting idea, and something the mobile money community could think about

Posted in Entrepreneurship, Internet, Product Development | View Comments

4th BarCampBank London

Posted on February 1, 2011 by Admin

Enjoyed the 4th BarCampBank London event today. Thanks to the sponsors NESTA, BullionVault and Hyperion Consulting for the support. This was the first BarCampBank London held on a weekday as opposed to on the weekend. There were notably fewer ‘creative’ … Continue reading →

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Why P2P won’t work for Microloans

Posted on August 31, 2010 by Admin

Interesting article here about P2P lending for MicroFinance. Zidisha seems to be operating in Sengal with plans to expand shortly to Indonesia – I’m pretty surprised they are already looking to expand to other countries as they’ve only lent $10,000 … Continue reading →

Posted in Internet, Microfinance, Mobile Banking, Product Development | View Comments

M-Kesha – more detailed results

Posted on May 29, 2010 by Admin

Finally got hold of the information I was looking for on M-Kesha. Overall, the pricing is even worse than I modeled – deposits are free but withdrawals incur the full P2P fee.  The short term loan economics are: LACE Withdraw … Continue reading →

Posted in Microfinance, Mobile Banking, Product Development | Tagged | View Comments

Innovating Microfinance Products

Posted on May 27, 2010 by Admin

I just got off the phone with one of the Legends of the microfinance, Stuart Rutherford, who has been in microfinance since before the word existing and wrote not one but two of the defining books about the space the … Continue reading →

Posted in Microfinance, Product Development | Tagged , , , | View Comments